QWERTYNET PTY LTD http://qwertynet.co.za/index.html ICT company Fri, 13 Dec 2024 01:29:31 +0000 en-US hourly 1 SitePad South African E commerce Market http://qwertynet.co.za/blog/www-qwertynet-co-za.html http://qwertynet.co.za/blog/www-qwertynet-co-za/#respond Wed, 06 Mar 2024 07:11:33 +0000 http://qwertynet.co.za/blog/www-qwertynet-co-za.html
ecommerce

The value of e-commerce transactions in South Africa is expected to surge 150% to R225bn by 2025 in response to a marked shift in consumer behaviour and also changed expectations brought about by the unprecedented events of this year.

E-commerce is defined as card spend activity on an online platform where businesses and individuals can buy and sell goods and services.

While there was already a gradual shift to greater purchase of online goods and services underway before the March lockdown, restrictions on movement acted as a massive accelerant in pushing South Africa further in line with the global phenomenon of a shift to online consumption.

According to a recent study by Nielsen on the impact of COVID-19 on the FMCG and Retail in South Africa, 68% of South African consumers reduced their frequency of visiting physical supermarkets, while 37% of South African consumers increased their online shopping activity.

FNB has seen average e-commerce spend grow 30% year-on-year during the 1st half of 2020 compared to 2019, whilst the average bricks & mortar, or physical spend, declined 12% year-on-year during the 1st half of 2020 compared to 2019.  These figures exclude flights and accommodation spend which accounts for nearly half (47%) of all our online spend.

Businesses are responding: RMB estimates there are now currently about 5 000 businesses online in South Africa with a turnover of R100k or more.

The pandemic has spurred consumers expectations that every business should offer the option to be able to digitally pay for everything, from hailing a ride to paying for groceries and takeaways.

E-commerce card purchases penetration is currently 8% of total card purchases in the South African economy and is expected to grow to 20% in the next five years, a rapid annual average growth rate of 16%.

Naturally, more developed countries have seen an even more dramatic shift in e-commerce adoption, assisted by wider, cheaper and faster access to internet connectivity as well as developed, economically viable, logistics options. The appeal of convenience, security and simplicity has driven more consumers to prefer a digital shopping experience over the physical alternative.

Recent research by McKinsey Retail Practice, showed that in the US, there was 10 years of e-commerce penetration growth in just three months this year. E-commerce penetration was 16% in 2019 but by April 2020 it had hit 33%.

We may see a similar adoption trend in SA, but the rate of digital adoption is often curbed by the higher data costs and limited access to fibre technology across the country.

The industries that are currently most e-commerce capable and have a high penetration are tourism and entertainment, variety goods and professional services.

Recently the groceries sector has improved their e-commerce capabilities and even though their penetration is currently still low and below the average penetration of 8%, we expect this to be a growth area. The same could be said of the apparel sector.

Looking ahead, the South African business that will likely succeed in the new world will be those that have demonstrated an ability to seamlessly translate their bricks and mortar services to online.

These businesses should cater for as much choice for their customers as possible. This means providing for a customer experience that may commence on their website but ends in a payment made either online, in store or on delivery. Essentially a good, interactive e-commerce experience is key and the less friction there is in the shopping experience the better for the business to drive customer satisfaction and loyalty. Ideally businesses must offer an opportunity for customers to test out a different combination of products or experiences that may otherwise be impractical in physical stores.

But South African business often face challenges.

It is often difficult to know whether to start small and then scale up over time, or launch with your best offering; but if take up is slow the initial spend will not be recovered. We therefore recommend extensive target customer research and analysis before embarking on the journey and recognising that the approach needs to be flexible because what works in the physical world to entice customers, does not necessarily translate into the e-commerce world.

A shift to an e-commerce offering could also potentially introduce additional costs and complexities to businesses which in some cases cannot be passed on to the end customer, pressuring margins.

It is therefore key to understand the end customer – and often best to consult experts before starting the e-commerce journey – in order to keep costs low and ensure the best chances of success in a rapidly changing and increasingly demanding world.

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How AI can strengthen digital security http://qwertynet.co.za/blog/httpsblog-googletechnologysafety-securitygoogle-ai-cyber-defense-initiative.html http://qwertynet.co.za/blog/httpsblog-googletechnologysafety-securitygoogle-ai-cyber-defense-initiative/#respond Tue, 20 Feb 2024 08:51:47 +0000 http://qwertynet.co.za/blog/httpsblog-googletechnologysafety-securitygoogle-ai-cyber-defense-initiative.html
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Today, many seasoned security professionals will tell you they’ve been fighting a constant battle against cybercriminals and state-sponsored attackers. They will also tell you that any clear-eyed assessment shows that most of the patches, preventative measures and public awareness campaigns can only succeed at mitigating yesterday’s threats — not the threats waiting in the wings.

That could be changing. As the world focuses on the potential of AI — and governments and industry work on a regulatory approach to ensure AI is safe and secure — we believe that AI represents an inflection point for digital security. We’re not alone. More than 40% of people view better security as a top application for AI — and it’s a topic that will be front and center at the Munich Security Conference this weekend.

AI is at a definitive crossroads — one where policymakers, security professionals and civil society have the chance to finally tilt the cybersecurity balance from attackers to cyber defenders. At a moment when malicious actors are experimenting with AI, we need bold and timely action to shape the direction of this technology. To support this work, today we’re launching a new AI Cyber Defense Initiative, including a proposed policy and technology agenda contained in our new report: Secure, Empower, Advance: How AI Can Reverse the Defender’s Dilemma.

How to tilt the cybersecurity balance from attackers to defenders

Today, and for decades, the main challenge in cybersecurity has been that attackers need just one successful, novel threat to break through the best defenses. Defenders, meanwhile, need to deploy the best defenses at all times, across increasingly complex digital terrain — and there’s no margin for error. This is the “Defender’s Dilemma,” and there’s never been a reliable way to tip that balance.

Our experience deploying AI at scale informs our belief that AI can actually reverse this dynamic. AI allows security professionals and defenders to scale their work in threat detection, malware analysis, vulnerability detection, vulnerability fixing and incident response.

Three ways we’re applying AI to security while supporting others

Through the AI Cyber Defense Initiative, we’re continuing our investment in an AI-ready infrastructure, releasing new tools for defenders, and launching new research and AI security training. These commitments are designed to help AI secure, empower and advance our collective digital future.

1. Secure. We believe AI security technologies, just like other technologies, need to be secure by design and by default – or they could further deepen the Defender’s Dilemma. This is why we started the Secure AI Framework as a vehicle to collaborate on best practices for securing AI systems. To build on these efforts to foster a more secure AI ecosystem:

  • We continue to invest in our secure, AI-ready network of global data centers. To help turn the tide in cyberspace, we need to make new AI innovations available to public sector organizations and businesses of all sizes across industries. Over the period 2019 to end 2024, we will have invested over $5 billion in data centers in Europe — helping support secure, reliable access to a range of digital services, including broad generative AI capabilities like our Vertex AI platform.
  • We’re announcing a new “AI for Cybersecurity” cohort of 17 startups from the UK, US and EU under the Google for Startups Growth Academy’s AI for Cybersecurity Program. This will help strengthen the transatlantic cybersecurity ecosystem with internationalization strategies, AI tools, and the skills to use them.

2. Empower. AI governance choices made today can shift the terrain in cyberspace in unintended ways. Our societies need a balanced regulatory approach to AI usage and adoption to avoid a future where attackers can innovate but defenders cannot. We need targeted investments, partnerships between industry and government, and effective regulatory approaches to empower organizations to maximize the value from AI while limiting utility to adversaries. To help give defenders the upper hand in this fight:

  • We’re expanding our $15 million Google.org Cybersecurity Seminars Program to cover all of Europe, initially announced at GSEC Malaga last year. The program, which includes AI-focused modules, supports universities to train the next generation of cybersecurity experts from underserved communities.
  • We’re open-sourcing Magika, a new, AI-powered tool to aid defenders through file type identification, an essential part of detecting malware. Magika is already used to help protect products including Gmail, Drive and Safe Browsing, as well as by our VirusTotal team to foster a safer digital environment. Magika outperforms conventional file identification methods providing an overall 30% accuracy boost and up to 95% higher precision on traditionally hard to identify, but potentially problematic content such as VBA, JavaScript and Powershell.

3. Advance. We’re committed to advancing research that helps generate breakthroughs in AI-powered security. To support this effort, we’re announcing $2 million in research grants and strategic partnerships that will help strengthen cybersecurity research initiatives using AI, including enhancing code verification, improving understanding of how AI can help with cyber offense and countermeasures for defense, and developing large language models that are more resilient to threats. The funding is supporting researchers at institutions including The University of Chicago, Carnegie Mellon and Stanford. This builds on our ongoing efforts to stimulate the cybersecurity ecosystem, including our $12 million commitment to the New York research system last year.

The AI revolution is already underway. While people rightly applaud the promise of new medicines and scientific breakthroughs, we’re also excited about AI’s potential to solve generational security challenges while bringing us close to the safe, secure and trusted digital world we deserve.

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See our report for a detailed roadmap showing how prioritized technical, research, and policy enablers can maximize the advantage for defenders and hinder the attackers.

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State of the Nation http://qwertynet.co.za/blog/state-of-the-nation-on-broadband-promises.html http://qwertynet.co.za/blog/state-of-the-nation-on-broadband-promises/#respond Sun, 04 Feb 2024 09:58:05 +0000 http://qwertynet.co.za/blog/state-of-the-nation-on-broadband-promises.html
state of the nation
state of the nation

.https://www.iol.co.za/news/politics/sona-2023-live-blog-parties-debate-cyril-ramaphosas-state-of-the-nation-address-498287ef-db31-47d1-ad71-8f5d266e698c

14 Feb 2023 — Sparks are expected to fly when political parties debate the State of the Nation Address delivered by President Cyril Ramaphosa last Thursday.
state of the nation
https://www.parliament.gov.za/project-event-details/3158
The State of the Nation Address (SONA) is called in terms of Section 42(5) of the Constitution by the President of the Republic. It is a joint sitting of …
state of the nation
https://www.thepresidency.gov.za/state-of-the-nation-address
State of the Nation Address by President Cyril Ramaphosa, Cape Town City Hall. Thursday, 9 February 2023 – 14:00 ; State of the Nation Address by President Cyril …
state of the nation

 

pmg.org.za
https://pmg.org.za/blog/SONA2023AllYouNeedToKnow
06 Feb 2023 — It is an annual address given by the President to a joint session of Parliament and marks the legislature’s official opening
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stateofthenation.gov.za
https://www.stateofthenation.gov.za/
Access your guide to South Africa’s State of the Nation Address. Here you can reflect on the achievements and challenges of the past year and to hear about …
state of the nation
dpme.gov.za
http://www.dpme.gov.za/news/Pages/State-of-the-Nation-Address-by-President-Cyril-Ramaphosa.aspx
It is a great honour to stand before you today to deliver the 25th annual State of the Nation Address in a free and democratic South Africa.
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How IEC have leveraged technology for nomination list ahead of elections http://qwertynet.co.za/blog/default-post.html http://qwertynet.co.za/blog/default-post/#respond Thu, 01 Feb 2024 20:40:30 +0000 http://qwertynet.co.za/blog/default-post.html

HOW IEC have leveraged Technology for nomination list ahead of election

In the past political parties were required to submit candidate list manually; however now the Independent electoral commission (IEC) has made the task to be possible online. They have introduced the independent candidate online system of which is the biggest revamp of their ICT system in the runup to elections.

Political parties will be able to capture their list centrally, and they can see what the progress they are making, and also be able to determine if the candidates are compliant or not. they can make replacements, and sorts the list as they wish. Once they are satisfied with the process they can submit to IEC.in addition the online candidate nomination system provides a payment gateway to allow for deposits in respect to national and provincial assembly list.

while the IEC has added an online layer for candidates, much of IEC’s ICT infrastructure is still the  same largely refining existing functionality, and process in line with the legislation. It will remain to see the Independent electoral CommissionIECeffectiveness of the ICT, and hope the would no security concerns.

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